Me and my spouse both contributed $6,000 to our traditional IRA plans for 2022. Is there any point where we can contribute more and get a deduction? I guess I just want a refresher on the rules for making contributions to Traditional IRAs. Also, we made some cash contributions. At what point does charitable contributions help for tax purposes? Last, I believe both myself and my spouse will make sig more money next year. At what point will the child tax credit phase out for us?